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This page contains a curated content collection of great articles, papers, publications, and videos I have recently consumed that impressed me, made me think, challenged my preconceptions, changed my views, or genuinely entertained me.
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The Ultimate Guide to Safe Withdrawal Rates – Part 25: More Flexibility Myths Welcome to the newest installment of the Safe Withdrawal Series! Part 25 already, who would have thought that we make it this far?! But there’s just so much to… How to build a high-yield low-risk portfolio of shares — UK Value Investor “The defensive investor must confine himself to the shares of important companies with a long record of profitable operations and in strong financial… Philip Carret on Forecasting Market Swings There’s a long history of market timing methods that work some of the time. The search for the holy grail strategy to get in and out of the market just before… Modest Money Top Finance Blogs List Modest Money Top Finance Blogs Home Modest Money Top Finance Blogs Show Traffic Data Show Social Media Score Show SEO Score Export List Submit Blog Advertise on… Borrow…If You Dare Borrow…If You Dare On The Dangers of Leverage and the Importance of the Investment Journey Photo: Pixabay I was recently at lunch with Jim O’Shaughnessy , the… The Best Free Investing Tools on the Web One of the great things about the Internet is that it’s broken down many of the barriers to information that existed in the past. Investors can now become more… 17 Insights From 17 Months Living Abroad With My Family Many of you know that I recently returned to the United States after 17 months living with my wife and two daughters in Cuenca, Ecuador . I can’t yet judge the… Feeling a little patriotic after #RoyalWedding - UK FIRE Bloggers Directory 2018 - Ms ZiYou Following on from my post on which bloggers to follow , I wanted to compile a list of one of my tribes. And with the Royal Wedding even getting this republican… AAII: The American Association of Individual Investors AAII.com Blog Computerized Investing Dividend Investing Level3 Fund Quarterly Stock Investor Pro Stock Superstars Report VMQ Stocks Free Report | LOG IN AAII:… Unpredictable Retirement Risk My last few posts, and Spending Rules and Simulation , have discussed different aspects of retirement planning, specifically, spending rules and Monte Carlo… Three Uncelebrated Edges There are many edges for the modern money manager or financial advisor who is willing to unlearn the way things had been done in the olden days, the time before… "By 35, you should have twice your salary saved" [Tweet comments thread] Steffen Christensen @ Wikisteff May 14 Replying to @xjadewarrior @Andrew_Giglio @MarketWatch Mine is state policy change, possibly including guaranteed minimum… Young Retirement Savers Scorned Ali Malito at MarketWatch kicked a hornet’s nest this week with her piece on how much money people in their 30s should have saved for retirement. This tweet and… Full Cycle Developers at Netflix The year was 2012 and operating a critical service at Netflix was laborious. Deployments felt like walking through wet sand. Canarying was devolving into… The populism backlash: An economically driven backlash | VOX, CEPR’s Policy Portal The surge of populism in Europe and the US has often put at the centre stage three ideological actors of society: the people, the elite, and the ‘other’… The 22 Maxims of John Templeton Sir John Templeton is probably best known for introducing international investing to U.S. investors. He was the global bargain hunter. But before all that, he… Building blocks of a wealthy society : #1 Free Speech I have a confession to make…The Escape Artist is not a self-made man. I grew up in a society with the necessary building blocks to allow people to get rich.… How Much Money Do You Need to Be Rich? Image: Nik MacMillan on Unsplash Living stress-free and spending time with loved ones were cited as the definition of wealth for many people in Charles Schwab’s… The Retirement Pyramid Imagine if Americans had a retirement pyramid on their refrigerator. We would all be wealthier and healthier. Sadly, we have a food pyramid ( which most of us… Life Satisfaction Graph: Nerds vs. Most People [Pic] Share Mail [Source: SMBC ] Advertisements Report this ad Spending Rules and Simulation My recent post on Monte Carlo(MC) simulation, The Retirement Café: The “Future” of Retirement Planning , seems to have spawned a strange debate about whether a… Will Advisors Ever Heal Themselves? The financial services industry is facing a tipping point. People desperately need unbiased fiduciary advice, yet the industry feeds them commission-laden… HSBC says performs first trade finance transaction using blockchain HONG KONG (Reuters) - HSBC Holdings Plc ( HSBA.L ) said on Monday it has performed the world’s first trade finance transaction using a single blockchain… Double your luck: Bondi man wins Lotto twice in one week A Bondi resident has struck gold twice in the space of five days, after reinvesting some of his lottery winnings on a second winning ticket. The 40-year-old got… Just Half a Percent Compound interest may be considered the 8th wonder of the world, but it’s the kind of sight that’s going to take a long time to see in person. The problem for… Freelancers — Akimbo: A Podcast from Seth Godin — Overcast Twitter Jim OShaughnessy @ jposhaughnessy 1h Replying to @jposhaughnessy 2/I don’t know how the market will perform this year. I don’t know how the market will perform… The "fog of work" - Military Guide Home » Career » The “fog of work” Career Financial Independence The “fog of work” Doug Nordman January 6, 2011 1845 14 comments 3 This essay caps off the book’s… The Changing Landscape of Business Risk The Changing Landscape of Business Risk View the high resolution version of today’s graphic by clicking here . In the modern era, the pace of business is fast –… The Ultimate Guide to Safe Withdrawal Rates – Part 24: Flexibility Myths vs. Reality It’s been three months since the last post in the Withdrawal Rate Series ! Nothing to worry about; this topic is still very much on my mind. Especially now that… Nobody Planned This, Nobody Expected It The Battle of Stalingrad was the largest battle in history. With it came equally superlative stories of how people dealt with risk. One came in late 1942, when… Personal Finance Blogs by Personality - My Sons Father The Myers-Briggs Pesonality Inventory is one of the most popular tools to determine and understand ones personality. Psychologists have used the test for… Ancient Earth - What the globe used to look like Related: Database of Prehistoric Creatures What did Earth look like years ago? Jump to... Remove clouds Stop rotation Use the ← and → keys to step through time.… Tax evasion and inequality Who evades taxes in developed economies? The question is fascinating in its own right and matters a great deal for the study of inequality because scholars… Why Winners Keep Winning Why Winners Keep Winning On Cumulative Advantage and How to Think About Luck Photo: PxHere In the late 1970s the view in the publishing world was that an author… Crypto’s Big Lie – Parker Thompson – Medium I’ve been talking with friends about the scams that have been going on in the crypto space for a while. We watch what’s happening with ICOs, some of us even get… The Next Bond Crash: An ETF Story | ETF.com These are the two statements you most often hear about liquidity and ETFs: ETFs are only as liquid as what they own. ETFs are only as liquid as what you see on… 10 Insights from the 2018 Berkshire Hathaway Weekend Listening to Warren Buffett, Charlie Munger and other smart investors over the course of the weekend surrounding the Berkshire Hathaway meeting in Omaha is… The Low Cost of Inaction: Don’t Just Do Something, Stand There! “We already see resurgent the age-old frailty of the investor – that his money burns a hole in his pocket.” Thus wrote Benjamin Graham in his seminal work on… Balancing Conviction and Flexibility in Investing Conviction is a necessary quality for any investor – lack thereof can lead to an inability to stay the course on a successful contrarian investment. Yet without… Investing in Your Earning Potential A reader writes in, asking: “Does it ever make sense to slow down the rate at which I’m saving for retirement, or even put it on hold completely, in order to… How to Motivate Yourself in Retirement - Millennial Revolution About Latest Posts Follow me FIRECracker FIRECracker is Canada's youngest retiree. She used to live in one of the most expensive cities in Canada, but instead… What Does It Mean To Be Financially Independent? | WomenWhoMoney If you are financially savvy and on your way to a secure retirement, you may already know the steps you should take to work toward financial independence. Maybe… If You Want What I Have You Have to Do What I've Done - ESI Money Warning: This may get a little rant-y. But I’ve had it. I’m in a mood after so many recent interactions from those who want something for nothing. Unfortunately… Would Retiring On A Cruise Ship Sink Your Retirement Savings? - Financial Muse Imagine shipping from port to port and getting to know a different part of the world each and every week of your life. All while never having to switch hotel… Increased Income Does Not Guarantee Increased Wealth - Budget Kitty Share Shares 0 Increasing your income is great. But in order to build true wealth you need to use that income to acquire assets than increase your net worth. Do… Writing for GOV.UK - Content design: planning, writing and managing content - Guidance - GOV.UK Writing well for the web People read differently on the web than they do on paper. This means that the best approach when writing for the web is different from… Words This is a web page. There's not much here. Just words. And you're reading them. We've become obsessed with fancy designs, responsive layouts, and scripts that… Ranked: The 10 Wealthiest Countries in the World on May 4, 2018 at 12:50 pm Share Share Reddit Email Shares 664 The 10 Wealthiest Countries The Chart of the Week is a weekly Visual Capitalist feature on… Berkshire Hathaway 2018 Annual Shareholders Meeting Livestream Yahoo Finance is the exclusive online host of the Berkshire Hathaway 2018 Annual Shareholders Meeting, coming Saturday, May 5th. For the third year this event… Argentina raises rates twice in a week Argentina's central bank has raised interest rates for the second time in a week as the country's currency, the peso, continues to fall sharply. On Thursday,… The Gambler Who Cracked the Horse-Racing Code Horse racing is something like a religion in Hong Kong, whose citizens bet more than anyone else on Earth. Their cathedral is Happy Valley Racecourse, whose… The Bond Market is Getting Interesting The Federal has now raised interest rates 6 times in the past 3 years. Savers, it appears, aren’t being punished nearly as much as they were in the past. But… What if I'm wrong about everything? • The Power of Thrift It’s time to remind you that I really don’t have any idea what I’m doing. I’m winging it and I often wonder if I’m wrong about everything. The retirement life I… From Ignorance to Wisdom: A Framework for Knowledge Published on May 2, 2018 by If you learn something for the first time, does that make you knowledgeable? Or do you have to be an expert in that domain? Or… Travel Is No Cure for the Mind - More To That Published on March 21, 2018 by At this very moment, you may be here: Or you may be here: Or here: But most likely, you’re probably here: It’s just another day…… The Cost of Waiting Baby Boomers did not do a great job preparing for their future. The median retirement account balance for people ages 56-61 is just $25,000. This could have… The Eurasian Landbridge and China's Belt and Road Initiative | VOX, CEPR’s Policy Portal Editors’ note. This is a companion column to “The Eurasian Landbridge: Linking regional value chains”, available here . In September 2013 President Xi Jinping… GDPR and the marketer's dilemma On the twentieth anniversary of Permission Marketing , the EU has decided to write the basic principles of that book into law. There are two ways to look at… Paving your path to financial security in retirement I’ve been paving my path to retirement since I held my first job selling beach tags in Sea Isle City, New Jersey. I wasn’t thinking about retirement at age 15… Brazil surfer breaks wave record Media playback is unsupported on your device Brazilian surfer Rodrigo Koxa breaks wave world record Surf officials have confirmed that a Brazilian surfer broke… a16z Podcast: What to Know about GDPR — a16z — Overcast SoundCloud Your current browser isn't compatible with SoundCloud. Please download one of our supported browsers. Need help? Sorry! Something went wrong Is your… Privacy by Design - The 7 Foundational Principles Three Ways to Fail Slow Investors fear violent market crashes; those that would vaporize years of wealth accumulation in a matter of days or weeks. Many pay too little attention to… How Different Age Groups View the Trade-Off Between Time and Money on April 27, 2018 at 1:57 pm Share Share Reddit Email Shares 275 The Trade-Off Between Time and Money The Chart of the Week is a weekly Visual Capitalist… Video: A Timelapse of Dubai’s Astonishing Growth Video: A Timelapse of Dubai’s Astonishing Growth on April 28, 2018 at 11:24 am Share Share Reddit Email Shares 277 Dubai’s transformation from a fishing village… Understanding Outliers April 26, 2018 rcm-alternatives Off Topic Depending on your perspective, people are either loving Amazon or having some cognitive dissonance. It’s shopping out… Both sides of politics play along with costly con trick Since there’s probably more madness to come, it’s too soon to tell how much Donald Trump’s uncomprehending machinations on trade will do to make America’s… Blockchain is about tokenised assets and automated settlements [Tweet storm] Tushar Jain @ TusharJain_ 20h Replying to @TusharJain_ 1/ A well constructed and diversified portfolio of real estate, securities, inflation pegged assets In Search of a Stable Electronic Currency Buying Bitcoin at the Liberty Teller kiosk in Boston. Dominick Reuter/Reuters Bitcoin, an experiment with a radically new kind of electronic money, has… Happiness & the Gorilla Everyone needs to feel relevant, to have a stage where they hear applause. For me it’s been work and school. The last several years, L2 has been my identity, as… THE TIME VALUE OF MONEY ⋆ Camp FIRE Finance The only unsolved hijacking in U.S. history is also a great example of the Time Value of Money. In 1971 a guy going by the name D.B. Cooper hijacked a Boeing… Michael Kitces – The 4% Rule and Financial Planning for Early Retirement — Financial Independence Podcast - Early Retirement | Investing | Real Estate | Entrepreneurship — Overcast The Amazon machine When you look at large manufacturing companies, it becomes very clear that the machine that makes the machine is just as important as the machine itself.… Rules in the Textbooks, Guidelines in the Trenches A study three years ago figured out how to save more than 100,000 lives a year. If you stop there, you think we’ve found a miracle. But dig deeper and you see… Animation: Global Population by Region From 1950 to 2100 on April 25, 2018 at 12:41 pm Share Share Reddit Email Shares 524 According to the most recent projections by the United Nations, the global population will… The Happy Philosopher: Semiretirement and Finding Happiness — Mad Fiendtist Podcast — Overcast A Quantitative Approach to Tactical Asset Allocation by Meb Faber :: SSRN A Quantitative Approach to Tactical Asset Allocation The Journal of Wealth Management, Spring 2007 70 Pages Posted: 11 Feb 2007 Last revised: 3 Mar 2014 Meb… Market Timing and Risk Management, Part 2 – Momentum I started a new series in February on Market Timing Risk Management (part 1 was on macroeconomics) but never got beyond the first part. So, finally, here’s the… The Closet Indexer (EP.18) — Animal Spirits Podcast — Overcast Awe-Inspiring architecture photos from around the world Part of what makes a city , a city, are the people that flood the streets and fill the buildings with the energy and emotion of daily life. But a city's also… The Limits of Simulation In a previous post, The “Future” of Retirement Planning , I explained that Monte Carlo simulation of retirement finances provides all the information available… We Only Get to Experience One Version of Reality This morning, a story about General Electric retirees seeing destruction in their retirement portfolios in the Wall Street Journal : The rapid unraveling of GE… Go Fast and Break Things: The Difference Between Reversible and Irreversible Decisions Reversible vs. irreversible decisions. We often think that collecting as much information as possible will help us make the best decisions. Sometimes that's… Risk Ignition with Trend Following | Flirting with Models This post is available as a PDF download here . Summary While investors are often concerned about catastrophic risks, failing to allocate enough to risky… When Pursuing Early Retirement, You Must Be Armed With a Bag of Whys - Minafi If retiring early was easy, everyone would do it. Those that do stumble on the idea of FIRE still need a level of grit in order to achieve it. Without that, you… Residential sorting and return on investments in transport infrastructure | VOX, CEPR’s Policy Portal There is a strong pattern of spatial sorting of various levels of education. In a study of 1,500 regions in 100 countries, Gennaioli et al. (2013) show that… Corporate investment in Europe: The role of finance | VOX, CEPR’s Policy Portal The question of how firms finance their business and investment activity is long-standing in the academic literature as well as in policy circles. Indeed, the… Australian boy tricks family to fly to Bali alone Australian boy tricks family to fly to Bali alone AGUNG PARAMESWARA/GETTY The youngster made it all the way to Denpasar Airport in Bali, Indonesia. An… The Probability Distribution of the Future The best colloquial definition of risk may be the following: “Risk means more things can happen than will happen.” We found it through the inimitable Howard… Calculating personal returns - Bogleheads Some investors like to calculate their personal returns . This page provides a spreadsheet for Bogleheads to calculate their personal returns in a uniform… Negative Equity, Veiled Value, and the Erosion of Price-to-Book | O'Shaughnessy Asset Management Negative Equity, Veiled Value, and the Erosion of Price-to-Book Download PDF By Travis Fairchild, CFA, April 2018 The price-to-book ratio has a problem. More… How to Develop Your Occupational Living Will | The Wealthy Accountant Bev working with a staff CPA, Jeff Dorn. As children we dream. We dream unfettered. We dream of traveling to the stars; we dream of life as a policeman, fireman… Casualties of Your Own Success Evolution knows what it’s doing. And one of the things it does is give animals bigger bodies over time. Edward Drinker Cope was a 19th Century paleontologist.… The Bogleheads’ Guide to Investing See This Incredible Artist Draw a Whole City From Memory View Images After flying just once over Mexico City, artist Stephen Wiltshire drew the entire cityscape from memory on a 13-foot canvas. PUBLISHED April 18,… Bitcoin, Bubbles & Bananas (EP.06) — Animal Spirits Podcast — Overcast Could global prime property be the canary in the goldmine? Share Mail P rices for prime properties in some global cities are softening. Commentators tend to put their weak local market down to local conditions – tweaked… There is no equity risk premium without living, breathing companies One thing that the rise of quantitative, index-centric strategies has done is make the stock market more of an abstraction. When looked through the lens of… Robots and Alpha Is it disappearing? Several months back we joined a call with colleagues who were interviewing Larry Fink, the CEO of Blackrock. Blackrock – already a very… Next steps
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